About Us

At Retirement Plus, Inc., we work with you to develop and maintain a dynamic plan for achieving your goals. But we don’t stop there. We are also actively engaged in managing our clients’ portfolios and providing ongoing advice to maximize their financial well-being.

Did you know that some financial planners actually outsource their clients’ investment selection and portfolio management to another firm? At Retirement Plus, Inc., we believe there is a better way. You’re not just a number or an “investment account” to us. You are a valued client with unique needs and desires. Who better than your trusted financial advisor to create and maintain a customized portfolio of investments just for you?

At Retirement Plus, Inc., we have the professional expertise and in-depth experience needed to select the investments and manage your tailored portfolio right here, in-house, without going to an outside firm. When we make a recommendation, you can be sure that we have done the research to justify that recommendation. We’ll tell you exactly why we think our advice makes sense and how it can pay off for you.

We utilize state-of-the-art technology and Modern Portfolio management techniques to guide our analysis of investment options, the design of your portfolio and the evaluation of its performance. Modern Portfolio Theory provides a model for identifying an investor’s personal tolerance for risk and applying it to the design of a balanced portfolio that will maximize return and achieve the investor’s objectives.

Our investment selection and management process does not hinge on a simple “buy and hold” philosophy. We are actively involved in monitoring your investments, the financial markets and world and economic events. We add value by seeking to anticipate potential downside challenges and upside opportunities and will reallocate and position your portfolio as market conditions and your personal situation, time horizon and risk tolerance change.

This concept is sometimes referred to as “Active Management” or “Tactical Asset Allocation.” Don’t get us wrong – we’re not day-traders or market speculators. However, we believe that smart tactical moves when couple with a strategic plan can yield solid results over time. Our goal is to protect you on the downside – and improve your upside potential.

We also embrace the six-step financial planning process set forth by the Certified Financial Planner Board of Standards, Inc., a professional regulatory organization that fosters professional standards in personal financial planning so that the public has access to and benefits from competent and ethical financial planning. Click here to learn more about CFP Board.

Randall P. Hallier, CFP ®, President and Founder

Retirement Plus President and Founder Randall P. Hallier has been in the financial planning and investment management business for over 25 years.

Randy’s passion for helping people make smarter financial decisions is rooted in his own personal experience. His father died when he was three years old, leaving the family with no financial plan and very limited resources. Randy still has the image of his mother sobbing before the empty refrigerator and remembers feeling as helpless and scared as she did.

Randy was determined to help people avoid needless financial stress and potential calamity. He chose to study education in college and committed himself to educating the public and assisting families in both realizing their financial dreams and protecting their loved ones.

The result of Randy’s hard work and dedication is Retirement Plus, Inc. Supported by a team of caring professionals, Randy provides independent financial advice, professional asset management and the insights that only a seasoned financial advisor can deliver. The Retirement Plus Team is dedicated to providing personalized and timely service in an affable, family-oriented atmosphere.

At Retirement Plus, Inc. we know a lot about money – how to save it, protect it from the ravages of taxes and inflation and grow it prudently over time. We also know about people and “what makes them tick.” While no two people are exactly alike, a common thread connects us all. Every one of us wants to sleep well at night, knowing that we’ve made sound decisions and are moving closer to our goals.

When you become a client, your goals become our goals. We’ll stand by you every step of the way – through all the ages and stages of your life – to ensure you meet your most important life goals. We know that financial planning is about more than “just money.” It’s about your life.

Let us partner with you to produce the long-term results and ongoing sense of surety you’re after. To read more about Randy’s background and qualifications, click here.

Now please read about Our Services and how we can provide the help you are looking for today.